The packaging library.
Reference material written by underwriters, kept current with every SOP notice.
SBA SOP 50 10 7.1 Underwriting Hub
Affiliation, equity injection, credit elsewhere, global cash flow and guaranty fees, explained for packagers.
SBA Forms Library
Question-by-question guides for Forms 1919, 413, 1920, 159, 4506-C and more.
Allowable Add-Backs Directory
What lenders accept, what they condition, what they reject.
Packaging Checklists
7(a), 504, acquisition, equipment, CRE and working capital.
DSCR Calculator
Global coverage and loan capacity from a handful of inputs.
Sample Credit Memo
An anonymized $2.4M 7(a) lender-approved packet.
Glossary
SBA and commercial credit terms, defined plainly.
Latest from the blog
2026-09-18 · 8 min
SOP 50 10 7.1: what the partial change of ownership rules mean for your next 7(a) package
2026-08-27 · 6 min
Global DSCR: why 1.25x is the real minimum even when the SOP says 1.15x
2026-07-30 · 7 min
The five add-backs underwriters reject most, and the evidence that would have saved them
2026-06-24 · 5 min
Broker economics: what 20 hours of packaging per file actually costs
The Deal Closer
Monthly SBA policy updates, lender packaging tips and commercial debt trends.